Complementary Therapist Insurance

Join IICT to access competitively priced insurance for your complementary therapies

Already a member? Log in to purchase your insurance here

Apply in 4 easy steps

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1.

Choose an IICT Membership Plan

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2.

Upload your Qualifications

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3.

Choose an Insurance Policy

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4.

Pay Online

IICT provides credibility and access to insurance cover to protect you and your business, no matter where you are on your complementary therapy journey.
We know you’re passionate about helping people to live happy, healthy lives.
At IICT, we also want to ensure you have comprehensive Professional Indemnity and Public & Products Liability insurance to protect your holistic therapy practice so you can continue doing what you love.

All insurance policies include the following:

Professional Indemnity Insurance

Professional Indemnity Insurance protects you against a loss that may result from a negligent act, error, omission, or malpractice that arises out of your professional capacity as a complementary therapist.

Public Liability Insurance

Public Liability Insurance provides cover for bodily injury or property damage to a third party that occurs while conducting your professional activities.

Products Liability

Products Liability covers any products that you have specifically manufactured, materially altered or formulated in the course of your modality.

Unlimited Retroactive Cover

Unlimited Retroactive Cover covers you for your past practices if you have had continuous Professional Indemnity cover. Otherwise, if you have had a break in your insurance, your cover starts on the day you commence a policy with BMS.

Run-Off Cover

Run off can be enacted if you retire or permanently cease practice of your professional service, subject to the policy terms and conditions. Coverage afforded would include any new claims or circumstances you become aware after ceasing your professional services for services rendered prior to retirement/cessation. If you are ceasing your practice for the short term due to COVID-19, we would recommend you continue to maintain your current cover to ensure you remain protected.

About BMS

IICT is partnered with BMS to bring members exclusive access to comprehensive and cost-effective coverage. Members also have access to increased resources to reduce practice risk, exceptional service for all insurance-related enquiries and the ability to purchase additional insurance products, if needed.

For further information visit our FAQs or contact BMS Group directly on 1800 290 981 or iict@bmsgroup.com

Apply for IICT Membership to access competitively priced insurance rates

IICT Membership Plans & Pricing:

STUDENT MEMBERSHIP

First Year $ 1

$39 + GST PA thereafter

Includes up to 2 student modalities

Access to IICT Member-exclusive insurance rates with our recommended partner
International enrolments accepted
Access to the IICT Members-only Facebook community
Use of IICT student seals and logos

* An official student enrolment letter is required upon application. Course receipts and welcome letters will not be accepted.

FULL MEMBERSHIP

$ 179 PA

$196.90 inc GST

Includes up to 3 modalities

Access to IICT Member-exclusive insurance rates with our recommended partner
International qualifications accepted
No Continued Professional Education (CPE) or First Aid requirements
Use of IICT professional seals and logos
Access to the IICT Members-only Facebook community
IICT Directory listing
Practitioner Toolkit including a ready-to-use client intake form, consent form, stationery kit, and more

EXECUTIVE MEMBERSHIP

$ 199 PA

$218.90 inc GST 

Includes up to 7 modalities

Access to IICT Member-exclusive insurance rates with our recommended partner
International qualifications accepted
No Continued Professional Education (CPE) or First Aid requirements
Use of IICT professional seals and logos
Access to the IICT Members only Facebook community and Business Mastermind Facebook group
IICT Directory listing
Practitioner Toolkit including a ready-to-use client intake form, consent form, stationery kit, and more
Business Success Video Vault including Business Quick Tips and 12 Weeks to Business Success Program
Natural Marketing eBook Bundle
Business Growth Vault with exclusive industry perks

PREMIER MEMBERSHIP

$ 299 PA

$328.90 inc GST

Includes unlimited modalities

Access to IICT Member-exclusive insurance rates with our recommended partner
International qualifications accepted
No Continued Professional Education (CPE) or First Aid requirements
Use of IICT professional seals and logos
Access to the IICT Members only Facebook community and Business Mastermind Facebook group
IICT Directory listing
Practitioner Toolkit including a ready-to-use client intake form, consent form, stationery kit, and more
Business Success Video Vault including Business Quick Tips and 12 Weeks to Business Success Program
Natural Marketing eBook Bundle
Business Growth Vault with exclusive industry perks
Discounted advertising rates on IICT’s social media
Priority application processing

*Student Membership is $1 + GST for the first year only and $39 + GST per year thereafter.

Insurance policies available to IICT Members

iict x bms logo

IICT is partnered with BMS Risk Solutions to provide you access
to comprehensive insurance at exclusive rates.

STUDENT

In Training

From $ 88.00* PA

+ IICT Membership


For Students Under Supervision
$20 Million Professional Indemnity
$20 Million Public & Products Liability
Unlimited Retroactive Cover
Run-off Cover

PRACTITIONER

Most Popular

From $ 121.00* PA

+ IICT Membership


For Qualified Practitioners
$2 Million Professional Indemnity
$20 Million Public & Products Liability
Unlimited Retroactive Cover
Run-off Cover

PROFESSIONAL

Best Value

From $ 151.80* PA

+ IICT Membership


For Professionals and Trainers
$20 Million Professional Indemnity
$20 Million Public & Products Liability
Unlimited Retroactive Cover
Run-off Cover

*Quoted price is base premium payable to the insurer plus all applicable taxes, duties and levies which will be outlined on your quote before you pay for the insurance. Premiums shown are for policies taken out  31 March 2023 – 31 March 2024 and are based on ACT stamp duty so may vary slightly depending on the state you reside in.

Already a member? Log in to purchase your insurance here

Insurance FAQs

IICT Membership provides you professional recognition and credibility for your complementary therapy practice. As well as industry support and resources to continually grow your practice, IICT Membership grants you access to exclusive insurance rates with our trusted partners and guarantees cover for all your approved modalities.

Your insurance policy is a separate product to your IICT Membership and is not included in your membership fee.

IICT is a professional membership organisation, not an insurer or insurance broker. IICT reviews your qualifications and provides professional recognition for your complementary therapy practice.

Although IICT Membership provides access to insurance, it is purchased separately. Specific cover related enquiries or claims are handled directly by the insurer.

Yes, however, you must obtain insurance within 3 months of joining IICT or have insurance before joining. If you already have insurance when you become a member of IICT you do not need to take out additional insurance.

Please contact your insurance provider directly to obtain your policy details.

You can access your certificate of currency (COC) by contacting your insurance provider who will be able to supply you with a copy of your COC policy wording.

Log into your members dashboard by clicking here enter your username and password then select ‘My Membership + Invoice’ to access your current membership invoice.

If you purchased your insurance with BMS through the IICT website (for Australian and New Zealand members), you will receive a copy of your tax invoice at the time of purchase. Your tax invoices are also stored on your Members Portal for future reference.

For all other regions, please contact your insurance provider directly for a copy of your tax invoice.

Australia/New Zealand/Canada: No, it is a condition of purchasing insurance with BMS in Australia, New Zealand or Canada, that you have an active IICT Membership. Your IICT Membership must remain current for your BMS policy to be active.

Europe/United Kingdom/South Africa/United States: Whilst it is not a condition with our international insurance partners that you have an active IICT Membership, you do receive a discount on your insurance when you reference your affiliation with IICT and your IICT Membership Number.

In arranging this insurance for our members, IICT is acting as a distributor of BMS Risk Solutions Pty Ltd (BMS) AFSL 461594, ABN 45161187980. The insurance is issued by BMS under binder with Certain Underwriters at Lloyds. When acting under a binder BMS acts as agent for the insurer and not as your agent. This is general advice only and we have not considered whether it was suitable for your personal objectives, needs or financial situation. Please read the Financial Services Guide and Policy Wording before making any decision about purchasing a policy.

Join IICT to get all your modalities covered

Already a member? Log in to purchase your insurance here